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Personal Accident
From ₹2/day*
Accident-focused protection options for accidental death, disability and related benefits, depending on the selected policy.
Illustrative cover range: ₹1 lakh to ₹3 crore.
HEALTH INSURANCE • INDIA
Protect your health. Start small. Cover big.
Explore health insurance, mediclaim and personal accident protection from available insurance providers in India through InsuRaja. Selected Personal Accident plans may start from ₹2/day, with illustrative cover levels from ₹1 lakh to ₹3 crore, subject to insurer, product, eligibility and policy terms.
*Starting-point illustrations are not guaranteed premiums. Final premium, benefits, eligibility, taxes and underwriting are determined by the relevant insurer/product.
₹2/day*Selected PA starting point
₹1L–₹3CrIllustrative cover range
Multi-InsurerExplore available options
1-to-1Advisor assistance
SMART PROTECTION
₹1L — ₹3CrIllustrative sum insured range
Health insurance, mediclaim and accident protection discovery in one place.
IndividualFamilyPersonal AccidentCritical IllnessSenior Care
Explore protection
Health insurance options for different needs
Choose a starting point and request a quotation matched to your family, age, location, cover requirement and budget.
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Health / Mediclaim
Quote-based
Explore individual and family health insurance options for eligible hospitalisation and medical expenses.
Premium and benefits depend on insurer, age, location, medical profile and plan.❤️
Critical Illness
Plan-dependent
Explore critical illness solutions that may provide a fixed benefit or other benefits after a covered diagnosis.
Illness list, waiting periods and conditions vary by policy.👨👩👧
Family Health Insurance
Custom Quote
Explore family floater and individual combinations based on family members, ages and protection needs.
Eligibility and family composition rules vary.👵
Senior Health Insurance
Custom Quote
Health protection options for older family members, subject to age, medical underwriting and product availability.
Waiting periods and medical requirements may apply.➕
Super Top-Up / Top-Up
Plan-dependent
Explore additional protection that can complement an existing health policy when eligible.
Deductible and policy conditions apply.Simple process
Tell us once. Get guided through the next step.
01 • YOUR FAMILYSelect who needs coverSelf, spouse, children, parents or other eligible members.
02 • YOUR LOCATIONShare PIN code & mobileUseful for quotation assistance and advisor callback.
03 • YOUR COVERChoose desired protectionTell us your preferred sum insured and insurance type.
04 • YOUR DECISIONReview with an advisorCompare available options and review policy conditions.
Partner ecosystem
Our Reliable Insurance Partners
Trusted General & Life Insurance Companies
Partner list is presented as an illustrative availability list and may change based on InsuRaja's active insurer relationships.
Life Insurance Companies
General & Health Insurance Companies
Why InsuRaja
A clearer path to insurance discovery
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Explore options
Review multiple available products and insurers in one place.
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Advisor assistance
Request a one-to-one consultation when you want human guidance.
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Policy-first
Review benefits, exclusions, waiting periods and policy wording before purchase.
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Fast enquiry
Submit your requirements once and request a quotation callback.
Free quotation assistance
Book Now for a quotation + 1-to-1 advisor consultation
Our reference-inspired enquiry flow asks for family members, PIN code, mobile number and protection preferences so an advisor can understand what you are looking for.
This form does not issue a policy or guarantee a premium. Final issuance is subject to the relevant insurer's proposal, underwriting and policy terms.
AEO answers
Frequently asked health insurance questions
Natural-language answers designed to make common insurance questions easier to understand.
Can Personal Accident insurance really start from ₹2 per day?
Selected products may have a starting price around ₹2/day when annualised, but this is not a universal premium. Actual premium depends on age, occupation, cover, benefits, tenure, taxes, underwriting and insurer/product terms.
What health insurance cover amount can I explore?
InsuRaja can help you explore available sum insured levels, with ₹1 lakh to ₹3 crore used here as an illustrative range. Actual limits depend on product, insurer and eligibility.
Can I compare health insurance from multiple insurance companies?
InsuRaja is designed to bring multiple insurance products and providers together so customers can explore available options and request quotations. Availability depends on current insurer integrations and products.
What information is needed for a health insurance quotation?
Typically, an advisor may ask for ages of the people to be insured, relationship/family composition, city or PIN code, mobile number, desired sum insured, existing coverage and relevant medical information required by the insurer.
Can I book a one-to-one advisor consultation?
Yes. Use the Book Now form to request quotation assistance and a one-to-one consultation.
Is ₹2/day guaranteed for every customer?
No. ₹2/day is a promotional starting-point example for selected Personal Accident products, not a guaranteed price. The final premium must be confirmed for the applicant and selected policy.
Do I need to disclose pre-existing diseases?
Answer all insurer proposal questions accurately. Pre-existing conditions, waiting periods, exclusions and underwriting requirements vary by product and must be reviewed in the policy wording.
Does InsuRaja issue the insurance policy?
The final insurance contract and policy are issued by the relevant insurer. InsuRaja's role on this landing page is to facilitate product discovery, quotation assistance and advisor consultation.